Veterans using the Montgomery GI Bill Active Duty (MGIB-AD), also known as Chapter 30 VA Benefits, saw updated education payment rates starting October 1, 2024, through September 30, 2025. If you’re relying on this benefit to pay for college, vocational school, or job training, knowing your monthly payments is essential. These payments depend on how long you served on active duty and your enrollment status.
Payment Rates
If you served at least three continuous years on active duty, here’s what you can expect to receive each month:
| Enrollment Status | Monthly Payment |
|---|---|
| Full-time | $2,438 |
| Three-quarter-time | $1,828.50 |
| Half-time | $1,219 |
| Less than half-time, more than quarter-time | Up to $1,219 (or cost of tuition & fees) |
| Quarter-time or less | Up to $609.50 (or cost of tuition & fees) |
For those who served between two and three years, the rates are slightly lower:
| Enrollment Status | Monthly Payment |
|---|---|
| Full-time | $1,978 |
| Three-quarter-time | Adjusted accordingly |
| Half-time | Adjusted accordingly |
Knowing these rates helps you plan your finances while pursuing your education or training.
Job Training
The MGIB-AD benefit isn’t just for college. Veterans who enroll in vocational training, apprenticeships, or on-the-job training can also receive financial support. However, the payment structure differs from traditional college enrollment:
| Training Period | Monthly Payment |
|---|---|
| First six months | $1,828.50 |
| Months 7-12 | $1,340.90 |
| After first year | $853.30 |
This tiered payment system helps veterans earn while they train, making it an excellent option for those entering skilled trades, such as plumbing, electrical work, or mechanical fields.
Increase Your MGIB-AD Payments
Did you know you can boost your MGIB-AD benefits? Here are two ways to increase your payments:
- $600 Buy-Up Program: If you contributed an extra $600 while on active duty, your monthly payments could increase by up to $150. Over 36 months, this could add up to $5,400 in extra benefits.
- College Fund (Kicker): Some military branches offer additional funds as enlistment incentives, which can be added to your monthly payments.
If you qualify for these bonuses, they can significantly enhance your education benefits.
How to Apply
To start receiving your Chapter 30 benefits, you must apply through the VA website or visit a local Veterans Service Office. Unlike the Post-9/11 GI Bill, MGIB-AD payments go directly to you rather than the school.
The Montgomery GI Bill Active Duty (MGIB-AD) is a valuable resource for veterans looking to further their education or start a new career. Whether you’re attending college, technical school, or an apprenticeship, knowing your payment rates can help you plan and maximize your benefits. For more details, visit the official VA website or speak with a veterans’ education counselor.
FAQs
How much does MGIB-AD pay for full-time students?
Full-time students who served at least three years get $2,438 monthly.
Can I use MGIB-AD for job training?
Yes, MGIB-AD covers vocational training, apprenticeships, and on-the-job training.
How do I apply for MGIB-AD benefits?
Apply through the VA website or visit a local Veterans Service Office.
What is the $600 Buy-Up Program?
It allows you to increase monthly MGIB-AD payments by up to $150.
Does MGIB-AD pay my school directly?
No, payments go directly to you instead of the school.
